American Credit Services


Our Past Success Rates

Just a 20 point FICO increase can mean the difference of tens of thousands dollars in interest paid over the life of an average priced home. We, and our associates, have a proven track record of raising FICO scores quickly and effectively to give our clients better purchasing power.

Average FICO score increase in 6 months: 50 points

Score increase in 35 days

10 points or more 93%
20 points or more 71%
50 points or more 20%
100 points or more 10%

Score increase in 90 days

10 points or more 97%
20 points or more 82%
50 points or more 35%
100 points or more 20%

There are too many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. Since we do not know for sure which items we are going to get removed, it is nothing more than a guess for us to tell our client how much their score will increase.

Learn more about our success rates at taking off individual types of derogatory accounts (e.g. mortgage late payments or bankruptcies)

Learn more about Collections and Charged-Off Accounts